California Auto Insurance Coverage Limits
In order to be a legal driver in California, you must show financial responsibility by buying California auto insurance. This doesn’t mean you have to have the most expensive policy you can afford. In fact, if you understand what’s required of you, you’ll learn that even cheap California auto insurance can supply all the coverage [...]
California Offers “Good Drivers Discount” On Auto Insurance
In the current economy, it seems that the cost of everything is rising. Grocery prices, mortgage rates, and energy costs are all skyrocketing. You’ve probably seen your automobile insurance costs continue to go up while your income stays the same. But you can’t just decide to go without coverage on your car, even if you [...]
How California Insurance Companies Calculate Premiums
Auto insurance premiums are partially based on three major factors: how long the driver has been licensed, the number of accidents or traffic tickets the driver has received and an estimate of how many miles driven.
There are secondary factors that affect the premium, the most important secondary being the frequency and severity of claims in [...]
Know Your Auto Insurance Coverages
If you want to take advantage of the best cheap auto insurance in California, you need to be an informed buyer. If you don’t know the most common types of automobile insurance coverage, you may end up paying way too much for your car insurance or not buying enough to fully cover your vehicle. Become [...]
What To Do After An Automobile Accident
Everyone knows that driving on California’s highways can be risky even with the best car insurance. There’s always a chance you could be involved in a costly traffic accident, so knowing what to do if an accident happens is crucial. Follow this advice to be sure that you’ll always qualify for cheap California auto insurance [...]
Pay As You Go Insurance Plan Proposed In California
Drivers could be offered a new and cheap California auto insurance in 2009 if they choose to take part in a voluntary “pay-as-you-drive” plan. Insurance Commissioner Steve Poizner has proposed regulation that would base the annual insurance rates on both on the exact number of miles driven and a “pay less if you drive less” [...]